Individual Voluntary Debt Arrangement

Individual Voluntary Debt Arrangement

 

 

 

 

 

Individual Voluntary Debt Arrangement

Best Debt Consolidation (Without More Debt!)

Apply For The Best IVA For Your Own Circumstances

 

An Individual Voluntary Debt Arrangement is another term for an Individual Voluntary Arrangement, or IVA.

An Individual Voluntary Debt Arrangement is the best possible way to resolve your debt situation completely without getting yourself into further debt with a so-called debt consolidation loan. IVAs are structured plans which wipe out the larger portion of your debt immediately and then divides the reminder into manageable chunks to be paid off every month.

An Individual Voluntary Debt Arrangement is not a one-size-fits all type of thing. Rather, it is tailor made to your specific circumstances. For this reason it is rare for any two such IVAs to be ever alike. The plan is drawn up by an Insolvency Practitioner who is a qualified expert and who will look at your financial situation in detail in order to arrive at a solution which is the optimum plan for you and your own circumstances.

When you take out an Individual Voluntary Debt Arrangement your creditors will be legally bound by it. That means that they must stop harassing you in any way. They must cease all contact with you, and if they try to get in touch, even by letter or telephone, then they will be putting themselves in breach of the terms of the IVA and they may be severely punished for doing that. For this reason alone an IVA can be seen to be highly attractive, especially if the matter has been passed to debt collectors and debt purchasing companies, who can be ruthless at times.

To qualify for an Individual Voluntary Debt Arrangement your income needs to exceed your expenditure. By how much your income needs to exceed your expenditure really depends on the IVA plan in question, which is why our whole-of-market approach works wonders: we will match you up with the best plan for your own circumstances.

To apply for an Independent Voluntary Arrangement, without any obligation, or to see if you are eligible for one fill in the application form below.

 

 

 

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We are licenced by the Office of Fair Trading. Consumer Credit Licence No. 633327

WE FULLY AND WHOLEHEARTEDLY ABIDE BY THE OFFICE OF FAIR TRADING'S BOOKLET DEBT MANAGEMENT GUIDANCE (OFT366). COPIES MAY BE OBTAINED FROM THE OFFICE OF FAIR TRADING.

 

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