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 <title>Individual Voluntary Debt Arrangement</title>
 <description>An Individual Voluntary Debt Arrangement is another term for an IVA or Individual Voluntary Arrangement. It is a popular insolvency instrument in the UK in England and Wales. An Individual Voluntary Debt Arrangement usually takes 5 years to run and will write off up to 70% of your total unsecured debt. From the start of the programme your creditors are not allowed to contact you, so you can get on with your life. Your credit record is wiped clear after the Individual Voluntary Debt Arrangement has completed its term.</description>
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 <description>Individual Debt Arrangement: Solve your debt problems for good today. Our advice is independent and impartial. We have the right plan for your own circumstances.</description>
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 <description>Voluntary Debt Arrangement: Solve your debt problems for good today. Our advice is independent and impartial. We have the right plan for your own circumstances.</description>
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 <title>Individual Debt Agreement</title>
 <description>Individual Debt Agreement: Solve your debt problems for good today. Our advice is independent and impartial. We have the right plan for your own circumstances.</description>
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 <title>Voluntary Debt Agreement</title>
 <description>Voluntary Debt Agreement: Solve your debt problems for good today. Our advice is independent and impartial. We have the right plan for your own circumstances.</description>
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 <title>Individual Voluntary Debt Arrangement</title>
 <description>Individual Voluntary Debt Arrangement: Solve your debt problems for good today. Our advice is independent and impartial. We have the right plan for your own circumstances.</description>
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 <title>Individual Voluntary Debt Arrangement</title>
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