Individual Voluntary Debt Arrangement
Individual Voluntary Debt Arrangement
Voluntary Debt Agreement
Best Debt Consolidation (Without More Debt!)
Apply For The Best IVA For Your Own Circumstances
A Voluntary Debt Agreement is another term for an Individual Voluntary Arrangement, also known as an IVA.
A Voluntary Debt Agreement brings about an end to your debt worries by being able to write off a huge percentage of your debt immediately and at one stroke. The remainder is repaid according to how much you can manage and is always calculated to be easily affordable. These are then repaid monthly in smaller chunks until the debt is cleared completely. And all without the hassle and long-term horrors of a 'consolidation' loan.
A Voluntary Debt Agreement is made to your specific needs and circumstances. Such debt relief programmes are usually worked out by an Insolvency Practitioner who is a qualified professional working in the area of personal debt and insolvency. Each situation is different - sometimes very different - and so the type of repayment schedule (and the percentage of debt written off) will always be the one which is made for you.
To qualify for a Voluntary Debt Agreement you have to meet certain requirements relating to income and expenditure. This will vary depending on which insolvency specialist you use, which is why our whole-of-market approach works so well: we will always match you up with the programme and repayment schedule which meets your own circumstances and requirements.
To apply for a Voluntary Debt Agreement, without obligation, or to see if you are eligible for one, use the form below.
If you have at least two accounts in debt, and total debts of £2,000 or more, use the form below to see if you qualify. (If you owe less than this, or are on state benefits, then use this link to apply instead.)
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Please be aware that figures entered need to be accurate by law, and to give the best service to you. It is extremely important that you budget for all necessary expenditure including rent or mortgage, council tax and utility bills, etc., and any other necessary outgoings related to the upkeep of your household and inrelation to any specific circumstances that may relate to you. This website only collects data on behalf of debt management professionals, from which it will receive affiliate remuneration for data collection only and does not itself engage in any debt management services. Other debt management options are available and may be more suitable. People entering into an IVA or debt management will have this entered on their credit profile and this may affect their ability to get credit in the short term or even in the long term in some cases. It is free to apply from this website; you will be given advice by debt management professionals and a 'cooling off' period, by law, to decide whether or not the debt management plan is suitable for you, and you should be aware that a fee will be chargeable upon a successful arrangement, as with any commercial transaction. Failure to meet the repayments on an IVA or any debt management programme may result in serious consequences, including, but not limited to, bankruptcy. Bankruptcies, CCJs and similar defaults will be entered into a public register and will remain there for a statutory period of not less than six (6) years.
Individual Voluntary Debt Arrangement. Consumer Credit Licence number 633327.
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Take a look at the Insolvency Service's leaflet called 'In Debt', downloadable here.
Individual Debt Arrangement
Voluntary Debt Arrangement
Individual Debt Agreement
Voluntary Debt Agreement
Individual Voluntary Debt Arrangement
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